Comments for Your Money Marketplace http://www.yourmoneymarketplace.co.uk/blog A One-Stop Shop for Consumer Financial Products in the UK Wed, 21 Apr 2010 15:14:15 +0000 http://wordpress.org/?v=2.8 hourly 1 Comment on Identity Theft & Fraud by Identity Theft Insurance | Your Money Marketplace http://www.yourmoneymarketplace.co.uk/blog/?p=12861&cpage=1#comment-12551 Identity Theft Insurance | Your Money Marketplace Wed, 21 Apr 2010 15:14:15 +0000 http://www.yourmoneymarketplace.co.uk/blog/?p=12861#comment-12551 [...] response to the rise of identity theft, banks, insurers and other institutions have begun offering ID theft insurance. If you take out [...] [...] response to the rise of identity theft, banks, insurers and other institutions have begun offering ID theft insurance. If you take out [...]

]]> Comment on SIPPs: Self-Invested Pension Plans by The best penny stocks online Why Should You Invest to Secure Your Financial Future » Loan, Plans, Time, Security, Disability, Funds, Financial, Your, Retirement, Blog, Economic, Mutual, Times, Social » pennystocktradings.com http://www.yourmoneymarketplace.co.uk/blog/?p=14311&cpage=1#comment-12271 The best penny stocks online Why Should You Invest to Secure Your Financial Future » Loan, Plans, Time, Security, Disability, Funds, Financial, Your, Retirement, Blog, Economic, Mutual, Times, Social » pennystocktradings.com Tue, 06 Apr 2010 18:31:02 +0000 http://www.yourmoneymarketplace.co.uk/blog/?p=14311#comment-12271 [...] SIPPs: Self-Invested Pension Plans | Y&#959&#965r Money Marketplace [...] [...] SIPPs: Self-Invested Pension Plans | Y&#959&#965r Money Marketplace [...]

]]> Comment on Secured Credit Cards by Chris http://www.yourmoneymarketplace.co.uk/blog/?p=13981&cpage=1#comment-11961 Chris Thu, 25 Mar 2010 15:53:22 +0000 http://www.yourmoneymarketplace.co.uk/blog/?p=13981#comment-11961 For a secured credit card with consumer friendly terms, go for a Public Savings Bank Visa secured credit card. It has: - NO Credit Check or Credit Inquiry - Reports to all 3 Major Credit Bureaus - No Annual Fee - 0% APR for 6 Months on Purchases - Low $200 Minimum Deposit You can start building credit history with a Public Savings Bank Visa secured credit card. It’s perfect for people with bad credit or no credit looking to qualify for a home mortgage, auto loan, rental apartment, credit card or other loan. Apply online for a Public Savings Bank Visa secured card: https://www.publicbankcard.com/PSBFrontEnd/Pages/ApplicationScreen1.aspx?NID=0022 For a secured credit card with consumer friendly terms, go for a Public Savings Bank Visa secured credit card. It has:

- NO Credit Check or Credit Inquiry
- Reports to all 3 Major Credit Bureaus
- No Annual Fee
- 0% APR for 6 Months on Purchases
- Low $200 Minimum Deposit

You can start building credit history with a Public Savings Bank Visa secured credit card. It’s perfect for people with bad credit or no credit looking to qualify for a home mortgage, auto loan, rental apartment, credit card or other loan.

Apply online for a Public Savings Bank Visa secured card:
https://www.publicbankcard.com/PSBFrontEnd/Pages/ApplicationScreen1.aspx?NID=0022

]]> Comment on Cutting Your Mortgage Costs by Why a Mortgage Company Wants You to Pay Down Your Mortgage | Your Money Marketplace http://www.yourmoneymarketplace.co.uk/blog/?p=6621&cpage=1#comment-11591 Why a Mortgage Company Wants You to Pay Down Your Mortgage | Your Money Marketplace Wed, 17 Mar 2010 16:41:20 +0000 http://www.yourmoneymarketplace.co.uk/blog/?p=6621#comment-11591 [...] browse Your Money Marketplace to find more ways to reduce your mortgage costs. Sphere: Related [...] [...] browse Your Money Marketplace to find more ways to reduce your mortgage costs. Sphere: Related [...]

]]> Comment on UK Credit Card Reform to Follow US CARD Act? by How Credit Card Companies Take More Money Out of Our Pockets | Your Money Marketplace http://www.yourmoneymarketplace.co.uk/blog/?p=13531&cpage=1#comment-11551 How Credit Card Companies Take More Money Out of Our Pockets | Your Money Marketplace Mon, 15 Mar 2010 21:18:30 +0000 http://www.yourmoneymarketplace.co.uk/blog/?p=13531#comment-11551 [...] Americans don’t have to deal with some of these tricks thanks to the CARD Act. But Brits aren’t as lucky and many of us continue to pay more to the credit card companies [...] [...] Americans don’t have to deal with some of these tricks thanks to the CARD Act. But Brits aren’t as lucky and many of us continue to pay more to the credit card companies [...]

]]> Comment on Application Scores by Credit Scoring: Credit Jargon Explained | Your Money Marketplace http://www.yourmoneymarketplace.co.uk/blog/?p=12011&cpage=1#comment-10661 Credit Scoring: Credit Jargon Explained | Your Money Marketplace Wed, 10 Feb 2010 09:15:07 +0000 http://www.yourmoneymarketplace.co.uk/blog/?p=12011#comment-10661 [...] definition is similar to an Application Score, which I blogged about in December. Visit tomorrow for more helpful  information. Sphere: Related [...] [...] definition is similar to an Application Score, which I blogged about in December. Visit tomorrow for more helpful  information. Sphere: Related [...]

]]> Comment on Tracker Mortgages by Mortgage Rates at Record Low | Your Money Marketplace http://www.yourmoneymarketplace.co.uk/blog/?p=6471&cpage=1#comment-10651 Mortgage Rates at Record Low | Your Money Marketplace Tue, 09 Feb 2010 20:49:04 +0000 http://www.yourmoneymarketplace.co.uk/blog/?p=6471#comment-10651 [...] on tracker mortgages dropped to a record low in January 2010, according to Times Online. The average rate charged on [...] [...] on tracker mortgages dropped to a record low in January 2010, according to Times Online. The average rate charged on [...]

]]> Comment on CIFAS Helps to Prevent Fraud by Ima Victim http://www.yourmoneymarketplace.co.uk/blog/?p=8801&cpage=1#comment-10421 Ima Victim Mon, 01 Feb 2010 18:30:50 +0000 http://www.yourmoneymarketplace.co.uk/blog/?p=8801#comment-10421 Thank you for your reply Emily. Re CIFAS website. Sadly my experience is what they say happens is not what actually happens. Re Protective registration . A credit card company has already done that for me and this is the root cause of the problem. Protection from further fraud? – I agree with – if I cannot get credit anymore – a fraudster should not be able to either but this is a harsh way of fraud prevention I feel. The fact is that if CIFAS and their members did what their own guidelines stated – this system should work – the fact is though that their members see the CIFAS flag and run a mile – an experience shared with a lot of other people I have found after a quick search on the net. CIFAS need to investigate this issue urgently. Thank you for your reply Emily.

Re CIFAS website. Sadly my experience is what they say happens is not what actually happens.

Re Protective registration . A credit card company has already done that for me and this is the root cause of the problem.

Protection from further fraud? – I agree with – if I cannot get credit anymore – a fraudster should not be able to either but this is a harsh way of fraud prevention I feel.

The fact is that if CIFAS and their members did what their own guidelines stated – this system should work – the fact is though that their members see the CIFAS flag and run a mile – an experience shared with a lot of other people I have found after a quick search on the net.

CIFAS need to investigate this issue urgently.

]]> Comment on CIFAS Helps to Prevent Fraud by emilythomas http://www.yourmoneymarketplace.co.uk/blog/?p=8801&cpage=1#comment-10411 emilythomas Mon, 01 Feb 2010 17:41:21 +0000 http://www.yourmoneymarketplace.co.uk/blog/?p=8801#comment-10411 I'm sorry to hear about your troubles. Since I don't know the exact details of your situation, I can only offer this: http://www.cifas.org.uk/default.asp?edit_id=808-85. You could request Protective Registration with CIFAS. This can cause delay if you try and apply for credit and other services, but at least you'll be protected from any further fraud. Please keep me posted on your situation and I'll be happy to research and find things you can do to fix the problem. Thanks for sharing! Emily I’m sorry to hear about your troubles. Since I don’t know the exact details of your situation, I can only offer this: http://www.cifas.org.uk/default.asp?edit_id=808-85. You could request Protective Registration with CIFAS. This can cause delay if you try and apply for credit and other services, but at least you’ll be protected from any further fraud.

Please keep me posted on your situation and I’ll be happy to research and find things you can do to fix the problem.

Thanks for sharing!
Emily

]]> Comment on CIFAS Helps to Prevent Fraud by Ima Victim http://www.yourmoneymarketplace.co.uk/blog/?p=8801&cpage=1#comment-10401 Ima Victim Mon, 01 Feb 2010 17:03:23 +0000 http://www.yourmoneymarketplace.co.uk/blog/?p=8801#comment-10401 Well our experience is somewhat different. Having been an innocent victim of fraud, having been placed on the CIFAS list by the credit card company involved in the fraud, we have been unable to get a new credit card (applications "mysteriously" disappear off the card operator's system as if they were never made - they never get to the point of requiring us to provide the extra ID). Can't even open an Experian account now to check what is happening to our credit without sending valuable original ID documents through the post. Actually feel more of a victim than ever - it feels as if we are the criminals! Well our experience is somewhat different.

Having been an innocent victim of fraud, having been placed on the CIFAS list by the credit card company involved in the fraud, we have been unable to get a new credit card (applications “mysteriously” disappear off the card operator’s system as if they were never made – they never get to the point of requiring us to provide the extra ID).

Can’t even open an Experian account now to check what is happening to our credit without sending valuable original ID documents through the post. Actually feel more of a victim than ever – it feels as if we are the criminals!

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