Your Money Marketplace

My New Home

Posted on 09. Jun, 2009 by emilythomas.

Hey YMM Blog Readers!
I apologize for my delinquency in posting this week. This is because I’m actually in the process of buying my own home! So I decided this week’s topic will be all about mortagages and buying a home. I’ve learned a lot and thought I’d share what I’ve learned and what I’m going [...]

Continue Reading

MoneyTip of the Week – Bank Account Management

Posted on 05. Jun, 2009 by emilythomas.

No matter which type of bank account you choose, it is imperative that you stay on top of the debits and credits made to your account. Many people get in to trouble when they write cheques or make charges, and then forget about them if they don’t post to their account quickly causing overdraft. Being [...]

Continue Reading

Daily Definition – Basic Accounts

Posted on 04. Jun, 2009 by emilythomas.

A basic bank account offers a convenient place to keep money you need for daily use. You can arrange to have wages, State Pension and benefits or tax credits paid into this type of account. You can also pay in cheques or cash free of charge, as well as pay your regular bills automatically  via direct [...]

Continue Reading

The Credit Card You Need – 0% APR FOREVER

Posted on 03. Jun, 2009 by reecegriffiths.

I was recently alerted to a great credit card product available to all credit types.  In this economy it is very difficult to secure credit for the things you need.  Luckily, e-Platinum Plus has the credit card for you with guaranteed approval!
Benefits Include:

0% APR 
£5,000 Credit Line
Cash Advance up to £500
Low Monthly Payments on Purchases
Credit Line [...]

Continue Reading

Daily Definition – Savings Account

Posted on 03. Jun, 2009 by reecegriffiths.

Savings accounts are specialised accounts provided by a financial institution where the account balance is eligible to earn interest.  These accounts are generally for long-term investment of capital and unlike current accounts, savings accounts usually do not offer quick access to funds.  They also generally do not offer overdrafts and direct debits like current accounts.
Here [...]

Continue Reading

Daily Definition – Current Accounts

Posted on 02. Jun, 2009 by emilythomas.

A current account is just another name for a simple bank account. With a current account, you are able to withdraw money from a cash machine, transfer money to other accounts and earn interest on your funds in your account. Even if you already have a savings account, a current account allows you to control the [...]

Continue Reading

Daily Definition – Packaged Accounts

Posted on 01. Jun, 2009 by reecegriffiths.

Unlike a free current account, packaged accounts (also known as packaged current accounts) offer additional services to the account holder for a monthly fee.  The services offered range from car breakdown service, credit card protection and even travel insurance.  Packaged accounts come with a debit card and overdraft facilities like a current account, but the [...]

Continue Reading

Home Prices Up Again

Posted on 29. May, 2009 by emilythomas.

The average house price rose 1.2 percent in May, according to the Nationwide building society. This is the second time prices have risen since March of this year, which was the first time house prices increased since October 2007. In my opinion, the rise in prices is a signal that the economy is starting to [...]

Continue Reading

Potential Good News from Bank Of England

Posted on 28. May, 2009 by reecegriffiths.

The Financial Times reported that the Bank of England is looking into making some of the crisis measures they have taken during the economic downturn into permanent programmes.  Read the Article Here
If these programmes are put into permanent status, this could potential provide better stability to the banking system.  I know I am in favour [...]

Continue Reading

MoneyTip of the Week – Picking the Right Type of Loan

Posted on 22. May, 2009 by emilythomas.

Before you take out a loan, the first thing you should do is determine whether it is the right option for you. Questions you should ask yourself include:

How much money do I want to borrow? – It’s important to borrow what you need and to avoid over-borrowing.
For what purpose do I want to use the [...]

Continue Reading